Vehicle Asset Limits and License Suspensions: Disproportionate Impact on Low-Income Communities and Communities of Color (October, 2016)
Having access to a personal vehicle is an essential part of life in the United States. Since many cities do not have fully developed public transportation systems, simple tasks such as going to the bank, grocery store, or picking up and dropping off children can be difficult. Furthermore, the lack of a car or a valid driver's license limits the distance people can go to search for a job, hinders their ability to work certain shifts, and reduces the types of jobs for which people qualify. Having access to a personal vehicle increases workers’ retention rates and improves welfare participants’ chances of transitioning off of welfare and into full employment.
Eliminating Asset Limits: Creating Savings for Families and State Governments (October, 2016 )
Historically, most work support porgrams have had asset tests, which deny eligibility to applicants and recipients with more than modest amounts of resources including cash, vehicles, or other property. These limits were intended to ensure that only truly needy families, without significant savings or other assets, received public help. However, such limits run counter to the goals of TANF and SNAP of supporting recipients in work and enabling them to advance economically.
Assets & Opportunity Scorecard?
Interactive website and scorecard analyzing and comparing state's data on household financial security and policy solutions.
Children's Defense Fund Minnesota
555 Park Street, Suite 410
St. Paul, MN 55103